Visapay will collect your personal information for opening an account and also for your transactions. Your personal details will include your:
- PAN Card Details.
- Aadhar Card Details.
- Contact Number.
- Email ID.
Use of your Personal Information
While for your transactions purpose we will keep a track of your Bank Details and information pertaining to your IP address and the device or computer used by you for the purpose.
Visapay will further use your personal information to:
- To process transactions,
- To send periodic emails and SMS with updates, promotions, company news, and notices regarding changes to policies,
- Customize, measure, and improve Visapay Service and the content and layout of our Website and applications,
- To analyze use of the Website,
- Prevent potentially prohibited or illegal activities, and
- To undertake a verification of your identity with third party electronic identification providers.
Disclosure of your Personal Information
No personal information of any user is being disclosed for any purpose. Stored personal information is available only to the user for editing purposes and to customer service personnel, verification department and to administrators and consultants, and third-party entities and service providers who are bound by non-disclosure agreements.
However, we do share information with law enforcement and government officials when we are compelled to do so by a court order or similar legal procedure.
You also agree that Visapay shall be free to transfer/disclose any information shared by you with us, to a related party or to an affiliate or to any entity controlled by the promoters of Visapay. We may also transfer your information during the sale of assets or business to another company, demerger into another company while getting acquired by another company or getting merged with another company.
Changing your Personal Information
It is your responsibility to determine, collect, report, and submit any taxes applicable to the payments you make or receive in connection with the use of the Website and the Service to the appropriate tax authority. VisaPay is not responsible for determining whether taxes apply to your transaction, or for collecting, reporting or remitting any taxes arising from any transaction.
You may access your personal information in order to make changes or corrections by visiting Account Settings -> Settings. However when you change any personal information, you will need to provide the documents again and go through verification procedure before your changes come into effect.
We may also place cookies on your device while you access the Website. In this regard, we use flask cookies to promote account security, as well as both session and persistent cookies. Any sensitive information in these cookies are encoded so that only Visapay can interpret the information stored on them. The cookies are placed for the following purposes:
- Recognize you as a Visapay customer,
- Collect information about your computer to mitigate risk and help prevent fraud,
- Customize your experience, content, and advertising.
- Measure promotional effectiveness.